Free money and best rates from U.S. banks and credit card companies.
RSS FEED IDEMS: iBankDesign
- 6% until September 28th
First national bank of Omaha is offering 6% on its new online savings account. Go to fnbodirect.com for more info and disclosures.
Wed, 02 May 2007 01:31:09 -0400
- Free toaster - Bank of the West : checking account; Exp. - 6/1/07
expires june 1st
100 min to open
appears to be in store only
form #810-00581-ncsc-ccnv
Tue, 01 May 2007 02:17:52 -0400
- $25 bonus - ING Direct : savings account; Exp. - unknown
According to the following SD post, one could use a non-referral code D264S to get $25 ING Direct bonus as of 4/15/07
forums.slickdeals.net/showpost.php?p=6300996&postcount=101
Mon, 30 Apr 2007 06:41:20 -0400
- $25 bonus - Chase : a business credit card; Exp. - 5/31/07
LINK
IBD note: Check reviews and ratings of Chase business cards at www.icrego.com/chase.html
Terms:
Offer valid from 4/01/07 through 5/31/07. Credit products are subject to credit approval. Limit one business credit product related award/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Cash bonus will be automatically deposited into your business deposit account within 10 business days of your business credit application. Cash bonus is considered income and will be reported on IRS Form 1099-MISC.
Mon, 30 Apr 2007 03:09:38 -0400
- $50 bonus - Chase : automatic transfer to a new Chase Business Savings Account; Exp. - 5/31/07
LINK
Terms:
...open a Chase Business Savings Account with at least $500 and set up an automatic transfer of at least $100 per month. You'll immediately start saving for taxes, plus we'll give you a $50 cash bonus. You'll find this a convenient, hassle-free way to increase your savings while you take care of day-to-day business.
.To start saving for taxes and get your $50 cash bonus, call 1-800-CHASE24 (1-800-242-7324). or bring the coupon below to your local branch.
Offer valid from 04/01/07 through 5/31/07. A $500 minimum opening deposit of new money (money that is not currently held by Chase, Bank of New York, or its affiliates) and when automatic monthly transfers in Chase's Automatic Savings Program for $100 or more are established from your Chase Business Checking Account to your Chase Business Savings Account is required to qualify for this offer. Limit one Business Banking Savings Account-related-award/premium per client, per calendar year. Offer not available on account conversions or in conjunction with any other offer.
Cash bonus will be automatically deposited into your new account within 10 business days of establishing your automatic monthly transfers, but is not considered part of minimum opening deposit. Savings account must remain open for a minimum of six months or the bonus will be debited from the account at closing. Cash bonus is considered interest and may be reported on IRS form 1099-INT. Interest rates are variable and subject to change.
Mon, 30 Apr 2007 02:38:05 -0400
- $125 bonus - South Shore Savings Bank : checking account with direct deposit and bill pay, close an old checking account; Exp. - unknown
LINK
Terms:
Open any new South Shore Savings Bank checking account and receive $25.00
Add Direct Deposit and well give you another $25.00
Include Bill Pay and you pocket an additional $25.00
Close your old checking account and receive another $25.00
And to thank you for doing all that well give you another $25.00
Limited time offer. Subject to change and may be withdrawn at any time without notice. Valid for new customers only, one checking account per customer. Bonus may be taxable by the IRS. Bonuses paid within 90 days of account opening. For further information, call number provided.
Mon, 30 Apr 2007 01:50:31 -0400
- $100 bonus - The Columbia Bank : Classic Checking and Statement Savings; Exp. - 5/19/07
LINK
Terms:
Offer valid until 5/19/07 for new personal checking account customers only. Limit one new account type per customer. 1Minimum opening deposit is $50. No minimum balance is necessary. Account must remain open for 90 days in order to receive the initial $50 cash bonus. Cash bonus will be reported as income for tax purposes. The Annual Percentage Yield for Classic Checking is 0.15% on balances of $2500 or more. The rate may change after the account is opened. 2Minimum opening deposit is $100. Minimum daily balance to avoid the $7.50 monthly service fee is $300. The additional $50 cash bonus will be deposited into Statement Savings account within 90 days of account opening. Cash bonus will be reported as income for tax purposes. The Annual Percentage Yield for Statement Savings is 0.55% for balances below $5000 and 0.60% for balances of $5000 or more. The rate may change after the account is opened. 3Other financial institutions may impose a fee.
Mon, 30 Apr 2007 01:36:07 -0400
- $70 bonus - Fortress Bank : MainStreet Interest or MainStreet Gold Checking Account, presenting proof of closure of a checking or money market account at another financial institution; Exp. - 5/31/07
LINK
IBD note: I take into account only the $50 bonus for opening an account and $20 bonus for closing an account in another bank. The bonus is likely local/in branch because the ad images says to "bring in this ad to receive this special offer" However, I can not rule out that it is still possible to open an account and submit the ad by mail to get the bonus.
Terms:
No minimum balance required; however $100 deposit required to open the account and to receive cash bonus. Cash bonus not considered part of minimum deposit. $50 will be awarded at time account is opened. Additional $20 can be obtained upon presenting proof of closure of a checking or money market account at another financial institution. An additional $25 VISA® Gift Card can be obtained if you refer a friend to open a MainStreet Interest or MainStreet Gold Checking Account. Cash bonus, proof of closure bonus and referral bonus are reportable on IRS Form 1099. Offer valid for qualified clients on a new MainStreet Interest or MainStreet Gold Checking Account opened between April 1, 2007 - May 31, 2007 with two additional products or services. Annual Percentage Yield (APY) for MainStreet Interest and MainStreet Gold Checking Account is 0.55%, effective 1/30/07. APY and interest rate are subject to change at any time. Fees may reduce earnings. One cash bonus and proof of closure bonus per client. This offer is non-transferable. Offer not valid on conversions or transfers from existing Fortress Bank accounts. Some restrictions apply. Account must remain open a minimum of 6 months or $50 will be debited from the account at closing.
Sun, 29 Apr 2007 04:41:34 -0400
- $50 Bonus - HSBC : Premium Money Market Plus; Exp. - 5/31/07
LINK
Terms:
Open a Premium Money Market Plus Savings Account,
with qualifying deposit, and get a $50* CASH BONUS!
If you're looking for a smart way to save money, try the Premium Money
Market Savings Account. It features a tiered money market rate that
earns a higher interest rate for higher balances.
The higher your balance, the higher your interest rate.
Most savings accounts offer a fixed interest rate regardless of how much you keep in the account. The HSBC Premium Money Market Plus Savings Account rewards you for maintaining higher balances. Now, when you open one with a qualifying balance by May 31, 2007, we'll give you a $50 cash bonus!
Maximize the returns, minimize the fees.
No monthly maintenance fee
No minimum balance
Tiered money market rate
Open your Premium Money Market Plus Savings account today.
To open your account, apply online, call 1-866-427-2065, or visit any HSBC branch. But hurry, this offer expires on May 31, 2007!
* To qualify for the cash bonus, customers must open a new Premium Money Market Plus Savings Account with an initial deposit of $3,000 of new money. New money means funds not previously held by any member of the HSBC Group. If you qualify, $50 will be deposited into your savings account 6 to 8 weeks after account opening. HSBC reserves the right to charge an amount equal to the bonus unless the new deposit account remains open and active for at least 180 days. The Annual Percentage Yield (APY) and balances which are accurate as of April 1, 2007 on Premium Money Market Plus Savings Accounts are 0.60% APY on balances of $1.00 or more but less than $15,000; 2.65% APY on balances of $15,000 or more but less than $50,000; 2.90% APY on balances of $50,000 or more but less than $75,000; 3.15% APY on balances of $75,000 or more. APY is variable and subject to change. Fees may reduce earnings on the account. Cash bonus is considered interest income and will be reported on IRS Form 1099-INT. Limited to one (1) cash bonus per household. Offer expires May 31, 2007 and cannot be combined with any offers.
Sat, 28 Apr 2007 11:04:52 -0400
- $75 bonus - Trustco bank : checking with direct deposit; Eligibility - in branch; Exp. - 6/30/07

LINK to a newspaper ad
LINK to the bank website
Terms:
See either the newspaper ad or attached image (below) for details. Shortly, you get $75 when you open a checking account with direct deposit. You will have to fill a coupon (available in bank branches) to get the bonus.
Fri, 27 Apr 2007 22:34:22 -0400
- 0% on balance transfers for 9 months, no fee for balance transfers - SunTrust : Platinum Visa with SunTrust Rewards; Exp. - 5/1/07
LINK
Terms:
In order to maintain these rates, you must make payments when due and stay within your credit limit. The Introductory 0% APR does not apply to cash advances. Payments are allocated to balances starting with the lowest APR first. The Balance Transfer Transaction Fee is the greater of $10 or 3% of the transaction. However, for Accounts opened prior to May 1, 2007, there are no Balance Transfer Transaction Fees for Balance Transfers made within the first 3 months after your Account is opened. Once you become a Cardmember, we reserve the right to change your account terms should your credit profile change or for other reasons described in the Important Rate, Fee and Other Cost Information
Fri, 27 Apr 2007 03:49:35 -0400
- $100 bonus - FlagStar Bank : checking account with direct deposit, bring old checks from another bank; Exp. - unknown
Link to the newspaper ad
Link to the bank website (no bonus info there).
Terms:
See attached images (for details) or/and the newspaper ad (above) for details.
Shortly: you get $50 when you open a Flagstar checking account with a direct deposit and another $50 bonus in exchange for checks from another bank.
Fri, 27 Apr 2007 03:34:16 -0400
- $25 bonus - GE : GE Interest Plus; Exp. - unknown
Link to the GE page that mentions the bonus
Link to the GE Interest Plus prospectus with bonus terms
IBD note: I do not take into account the second $25 bonus (see below) since most people here will unlikely be able to take advantage of it.
Terms:
$25 for an initial investment of at least $500 or an initial investment of at least $250 along with enrollment in the automatic investment plan. An additional $25 if automatic deduction from a GE employee payroll or GE pension check is authorized within the first 30 days after an investment account is opened.
Fri, 27 Apr 2007 02:54:40 -0400
- $600 off a purchase or lease of a new GM vehicle - Chase : GM Business Card; Exp. - unknown
LINK
Terms:
Get a $600 statement credit every time you purchase or lease an eligible new GM vehicle though the GM Business Choice program.
Card other features:
0% introductory rate on purchases and balance transfers for the first twelve billing cycles
Balance Transfer Fee : 3%, $5 minimum, $75 maximum
Earn a 3% rebate on fuel purchases at the pump, at restaurants, office supply stores, and at authorized GM dealers on GM parts and service; earn a 1% rebate on all other purchases.
Rebate Details : Rebates can be redeemed for GM vehicles, parts, and service.
Thu, 26 Apr 2007 01:27:08 -0400
- $20 statement credit - Chase : Michelin Advantage Visa card; Exp. - unknown
LINK
Terms:
Get a $20 statement credit with your first purchase.
Please allow 6-8 weeks for your statement credit to post to your account.
Thu, 26 Apr 2007 01:04:42 -0400