Vanguard: Plain Talk® on Investing
A biweekly series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job—and that’s what Plain Talk is all about.
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- Choosing an IRA: Roth or traditional?
In this episode, we talk about how to decide which type of IRA will work best for you. Joel Dickson of Vanguard’s Quantitative Equity Group describes the differences between the traditional and Roth approaches, including the tax implications, and discusses upcoming rule changes that may affect your investment strategy.
Mon, 25 Feb 2008 08:30:25 EST - How many funds do I really need?
With thousands of mutual funds to choose from, some investors end up owning dozens, while others are perfectly happy—and successful—with just one or two. Beth Orford of Vanguard Advice Services offers suggestions to help you determine how many funds you need in your portfolio, starting with getting the right mix of stocks, bonds, and cash or cash equivalents.
Mon, 11 Feb 2008 06:07:26 EST - Good habits of successful retirees
Vanguard Chairman and CEO Jack Brennan says most of the successful retirees he’s met over the years share several basic habits in common. Chief among them: they all planned ahead for meeting their financial needs in retirement. In this nine-minute podcast episode, Mr. Brennan discusses this and other valuable lessons he’s learned from successful long-term investors during his nearly three decades with Vanguard.
Mon, 28 Jan 2008 08:33:53 EST - Put your IRA to work for you
An individual retirement account, or IRA, is one of the best ways to invest for retirement. But are you getting the most out of your contributions? In this podcast, Maria Bruno, an analyst in Vanguard’s Investment Counseling & Research group, discusses simple strategies you can use to ensure that the money you’ve invested in your IRA is working as hard as it can to help you achieve your long-term financial goals.
Mon, 14 Jan 2008 09:30:28 EST - 5 ways to bridge a retirement savings shortfall
Concerned that you’ll face a savings shortfall in retirement? Don't panic. Whether you're nearing retirement or already retired, there are steps you can take to help your money last longer and reduce the risk of future financial problems. In this podcast, Martin Schamis, a Certified Financial Planner™ with Vanguard® Financial Planning Services, highlights five practical ways you can bridge a savings gap and help achieve a more secure retirement.
Mon, 31 Dec 2007 11:46:59 EST - Women and retirement saving
Stephani Smith of Vanguard Asset Management Services™ discusses the unique challenges women face when investing for retirement, such as the fact that women tend to take more time out of their careers to care for children or aging parents. She offers her thoughts on the strategies women can use to help overcome those challenges and build a retirement nest egg.
Mon, 17 Dec 2007 09:08:43 EST - How to maximize your after-tax returns
Although taxes are an unavoidable fact of life, there are simple steps that can help you make the most of your investment returns. Hear how capital gains taxes affect your portfolio and what you can do today to help minimize your tax bill tomorrow.
Mon, 3 Dec 2007 15:58:29 EST - Tips for handling an IRA rollover
Rolling over your retirement savings into an IRA is a great way to consolidate your nest egg while retaining investment flexibility and the potential for long-term growth. Bruce Barton of Vanguard’s Business Development Group discusses the benefits of IRA rollovers and offers tips for simplifying the rollover process.
Mon, 19 Nov 2007 15:58:25 EST - The ABCs of RMDs
If you’re approaching age 70 and have a traditional IRA or employer-sponsored 401(k) or 403(b) plan, you’ll soon need to become familiar with your required minimum distribution (RMD)—the amount of money the IRS requires you to withdraw from certain retirement accounts each year. Bryan Terné of Vanguard IRA Services helps you understand RMDs and how to make them part of your retirement account withdrawal strategy.
Mon, 5 Nov 2007 15:58:21 EST - What you need to know about target-date funds
Steve Utkus of the Vanguard Center for Retirement Research explains how target-date funds work. These funds, which typically hold a mix of asset types appropriate to a particular time horizon, can be an attractive choice if you want to make just one decision: selecting a fund that matches your retirement timetable.
Mon, 22 Oct 2007 15:57:53 EST - The basics of mutual fund investing
Ellen Rinaldi, who leads Vanguard’s Investment Counseling & Research group, discusses the basics of a mutual fund investing program. She provides insightful suggestions on everything from getting started to which types of funds may best help you reach your financial goals.
Mon, 8 Oct 2007 15:56:00 EST - How to weather market turbulence
Vanguard Chief Investment Officer Gus Sauter explains that stock market volatility is a fact of life, and that the best way to keep your balance through Wall Street’s ups and downs is to look at the big picture and keep a long-term perspective.
Mon, 24 Sep 2007 15:58:01 EST - How to select the right 529 college savings plan
John Heywood of Vanguard’s Education Markets Group reviews the ins and outs of 529 college savings plans and offers suggestions on how to choose a plan to help meet your family’s education savings goals.
Mon, 10 Sep 2007 15:55:43 EST - Saving for retirement the Roth way
Jean Young of the Vanguard Center for Retirement Research explains why it may be wise to make a Roth 401(k) or Roth IRA, which offer tax-free withdrawals in retirement, part of your investing game plan.
Mon, 27 Aug 2007 15:57:34 EST - Bond funds: What you need to know
Vanguard principal and lead fixed income fund manager Bob Auwaerter explains the basics of bond funds--how they work, how they can help bring balance to a portfolio, and what type of bond funds may be appropriate for you.
Mon, 9 Oct 2006 15:56:04 EST
