Travel Insurance Information
articles, forums, help.....
- Last build:
- Wed, 21 Feb 2007 11:50:44 +0000
- Language:
- Feed URL:
- http://www.insurance-answers.info/RSS/Travel-Insurance.xml
RSS FEED IDEMS: Travel Insurance Information
- Introduction to Travel Insurance
It is very unwise to embark of a trip abroad without some form of Travel Insurance being in force. Travel Insurance policies are available from a wide number of sources and are relatively inexpensive. Most Travel Insurance policies cover a number of sections and the following are fairly typical of the sections generally on offer. more...
- Travel Insurance - Information Required by Brokers or Lenders
In order to quote you a premium for Travel Insurance, your insurers will require to know a certain amount of information from you. For example, where you are travelling - this information will affect the price of your travel insurance policy, the duration of your trip and the purpose of your Trip. If you intend to engage in any of the above activities or believe any other pastime may be consider dangerous, always refer to the insurer before you travel. The bulk of Travel Insurance policies have what is known as a pre existing medical condition warranty, in simple terms this means that if you are already suffering from an illness or a condition, you will not receive any cover if the condition requires treatment whilst you are abroad. more...
- Travel Insurance - What is Covered?
Travel Insurance policies vary from insurer to insurer so you should satisfy yourself that the contract you are being offered suits your needs. Point out exactly the purpose of your trip, is it business or pleasure and remember to check if you are carrying out any hazardous activities as defined on the insurers list. Your Travel policy will come in a number of sections, some will be compulsory, some you can choose as extras. In some cases you can exclude sections to obtain a discount. Whatever you decide, it is a good idea to make sure that you have a comprehensive medical expenses section as this is where large claims can arise.. more...
- Holiday Checklist
Going on holiday even for a short period of time can be a major event, there are so many things to remember to do; here is list of the most important things to remember to book your travel insurance as soon as you have confirmed your travel arrangements. Even if you are not traveling for quite some time, the cancellation and curtailment section of the insurance policy will come in to force immediately. This is essential cover as you may find that if you are forced to cancel your holiday, you are unable to obtain a refund of your deposit. There is usually no extra charge for cancellation and curtailment insurance cover, even if the police is effected many months in advance. more...
- How to Save Money on Travel Insurance
Travel Insurance polices are available from a wide number of sources and as with all types of insurance policy, it is worth shopping around. Always check the cover on offer as cheaper options may have a lower sum insured for medical expenses, whilst this may be acceptable whilst traveling in Europe, a higher sum insured will be required if you are traveling to the United States of America. If you book your holiday via a tour operator, they will undoubtedly offer you their own travel insurance policy, these tend to be amongst the most expensive available on the market so beware, don’t just take out cover just because it is convenient. You may find that if you are travelling as a family, you can buy a policy that will cover all of you, ask about a family policy, it may save you money. If you travel on a regular basis, investigate the possibility of an annual policy as this again may save you money. Be careful if you do buy an annual policy as particularly the cheaper ones have maximum trip duration. more...
- Frequently Asked Questions
The following questions are fairly typical of persons requiring Travel or Holiday Insurance. If you have a specific question about a policy that you intend to buy always ref to the insurance company in question. more...
- Protecting your Belongings
When we go on Holiday it is usual to take a number of items of value with us practically jewellery or perhaps photographic equipment. Whilst we may have insurance on these items, it is always better to save guard them rather that be forced to make a claim under an insurance policy. Whilst Travel Insurance will normally cover Personal belongings, the sums insured are normally quite low and it is usual to see if cover can be extended under a Home Insurance policy. Check with your Home Insurance provider, you may find that you have an automatic insurance extension of up to 30 days. more...
